Bluestone Low Doc Loans

Bluestone Low Doc

Variable Rate Loan
(Principle And Interest)

Refer below for the Principle And Interest, Variable Rate Low Doc Loan products available from Bluestone. Please contact us for further details including the level of documentation required for each product.

Variable Rate Loan
(Interest Only)

Refer below for the Interest Only, Variable Rate Low Doc Loan products available from Bluestone. Please contact us for further details including the level of documentation required for each product.

Prime Alt Doc Owner Occupied 65% - 70% LVR <$2m IO

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 70%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Transaction Account

Prime Alt Doc Investment 60% - 65% LVR <$2m IO

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 65%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Transaction Account

Prime Alt Doc Investment 60% - 65% LVR LOC

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 65%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Investment 65% - 70% LVR <$2m IO

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 70%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Prime Alt Doc Investment 65% - 70% LVR LOC

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 70%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Investment <60% LVR <$2m IO

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 60%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Prime Alt Doc Investment <60% LVR LOC

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 60%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Owner Occupied 60% - 65% LVR <$2m IO

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 65%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Prime Alt Doc Owner Occupied 60% - 65% LVR LOC

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 65%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Owner Occupied 65% - 70% LVR LOC

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 70%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Owner Occupied <60% LVR <$2m IO

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 60%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Prime Alt Doc Owner Occupied <60% LVR LOC

Rates From: 7.69% (7.76% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 60%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Owner Occupied 75% - 80% LVR LOC

Rates From: 7.84% (7.91% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 80%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Investment 70% - 75% LVR <$2m IO

Rates From: 7.84% (7.91% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 75%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Prime Alt Doc Investment 70% - 75% LVR LOC

Rates From: 7.84% (7.91% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 75%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Investment 75% - 80% LVR IO

Rates From: 7.84% (7.91% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 80%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Prime Alt Doc Investment 75% - 80% LVR LOC

Rates From: 7.84% (7.91% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 80%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Owner Occupied 70% - 75% LVR <$2m IO

Rates From: 7.84% (7.91% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 75%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Prime Alt Doc Owner Occupied 70% - 75% LVR LOC

Rates From: 7.84% (7.91% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 75%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Prime Alt Doc Owner Occupied 75% - 80% LVR IO

Rates From: 7.84% (7.91% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,110
Annual Fees: $180
Maximum LVR: 80%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Near Prime Alt Doc Investment 60% - 65% LVR LOC

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 65%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Near Prime Alt Doc Investment 60% - 65% LVR <$1.5m IO.

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 65%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $1,500,000

Near Prime Alt Doc Investment <60% LVR LOC

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 60%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Near Prime Alt Doc Owner Occupied 60% - 65% LVR <$1.5m IO

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 65%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $1,500,000

Near Prime Alt Doc Owner Occupied 60% - 65% LVR LOC

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 65%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Near Prime Alt Doc Investment 65% - 70% LVR LOC

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 70%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Investment Only
Pros: Extra Repayments, Investment, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Near Prime Alt Doc Investment <60% LVR <$1.5m IO

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 60%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $1,500,000

Near Prime Alt Doc Investment 65% - 70% LVR <$1.5m IO

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 70%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $1,500,000

Near Prime Alt Doc Owner Occupied 65% - 70% LVR <$1.5m IO

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 70%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $1,500,000

Near Prime Alt Doc Owner Occupied 65% - 70% LVR LOC

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 70%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Near Prime Alt Doc Owner Occupied <60% LVR LOC

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 60%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $200,000

Structure: Interest Only
Security: Owner Occupied Only
Pros: Extra Repayments, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Redraw, Split loan ok
Cons: No Capitalised LMI, No BPay, No Bridging Finance, No Construction, No Vacant Land, No Investment, No Debit Card, No EFTPOS, No Offset, No Transaction Account

Near Prime Alt Doc Owner Occupied <60% LVR <$1.5m IO

Rates From: 8.04% (8.12% CR*)

Maximum Loan Term: 30 years

Lender: Bluestone
Valid As At: 9 Nov 2024
Setup Costs: $1,510
Annual Fees: $180
Maximum LVR: 60%

Minimum Loan Amount: $100,000

Maximum Loan Amount: $1,500,000

* The Comparison Rate is based on a $300,000.00 loan over 30 years. This Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as Lender Mortgage Insurance, redraw fees or early repayment fees and costs savings such as fee waivers are not included in the Comparison Rate but may influence the cost of the loan.

IF APPLICABLE, INFORMATION ABOVE EXCLUDES LENDER MORTGAGE INSURANCE AND/OR RISK FEE - PLEASE CONTACT US FOR DETAILS. FEES MAY VARY DEPENDING ON LVR, LOAN AMOUNT, PAPERWORK, CREDIT RATING.

Last Updated: 9 Nov 2024

1300 736 976

Bluestone Low Doc Loans