Low Doc Loans
Need a Low Doc Loan to buy, refinance or debt consolidate? Call us NOW to understand your options.
Enquire Now or Call 1300 736 976Low Doc Loans
Low Doc Home and/or Commercial Loans are available to self-employed applicants who can substantiate their income by providing alternative paperwork. Tax Returns are not required, instead your income is verified by BAS Returns, an Accountants Letter or Bank Statements.
So, if you are self-employed with a provable income stream, then call us to discuss your options - with over 15 years' experience in the Low Doc Loan Marketplace, we have the knowledge and experience to help you find the right solution for your needs.
Bad Credit
Cash Out
No Tax Returns
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Enquire Now or Call 1300 736 976
Low Doc Loans for the Self-Employed
We understand the demands on small and medium business ... trying to keep your cash flow on track while wrestling with the ever increasing burden of statutory accounting and tax obligations is never easy.And it is even more difficult when it comes to buying or refinancing residential or commercial property. Traditional lenders can often make you jump through hoops to secure a loan unless you have the "right kind" of paperwork (and lots of it). It is also often a long drawn out process, particularly if multiple business entities are involved.
But there are alternatives. With a Low Doc Loan you can secure a great loan without Tax Returns at competitive rates without Tax Returns. Call us on 1300 736 976 to find out how.
Are Low Doc Loans Fast?
Because you do not have to provide Tax Returns, the assessment process is often quicker than a normal loan as the Lender's Credit Team do not have to wade through complex Tax Returns to accurately determine your borrowing capacity.The even better news is that we won't waste your valuable time. In fact, we'll tell you at the end of a 10 minute phone conversation whether we able help you or not!
If you like what you hear and decide to proceed, we'll guide you through the entire process and lodge all of the paperwork with the lender on your behalf. You'll find us straight to the point and easy to deal with ? No Sales Talk, guaranteed.
Are Low Doc Loans for everyone?
Low Doc Loans are specifically designed for self-employed applicants who are unable to provide up to date Tax Returns. If you are a sole applicant and are employed on a PAYG basis, are on government benefits or have no provable income stream, then a Low Doc Loan is not for you. Note that PAYG Applicants can still be co-borrowers, but payslips will need to be provided.We can also help self-employed applicants with bad credit or the recently self-employed (generally an active ABN for at least 24 months will provide you with the greatest number of options, but you may still be able to get a loan if your ABN is at least 6 months old. If your ABN is not GST registered then your borrowing power may also be limited).